There’s good news for those people who buy travel insurance from an Indian company. When you choose your travel cover, you can get extra benefits like a financial emergency allowance and even a `hijack distress’ allowance.
However, if you want to buy travel insurance to cover any unexpected medical costs or to protect your valuables while you are travelling, ensure you know all the facts before you decide. If you are not sure which policy to choose, check out the various Bajaj Allianz travel insurance policies available online and choose the one that suits your needs.
If you want to know how to buy travel health insurance online, then continue reading.
Getting travel health insurance for the first time could be difficult, especially if you are unaware of how to go about it. First, your specific needs should be taken into account, your age, the type of vacation you are taking, where you are going on vacation, how long you may be there and medical expenses in that country. For e.g., when travelling to Dubai, research the medical prices in Dubai, and look for travel insurance for Dubai options.
Once this is done, ask a few fundamental questions before choosing your travel policy, as mentioned below:
How does the companysettleits claims?
It’s important to consider how the insurance company you want to buy from handles claims. Find out if claims would be paid in the currency of the country you are going to or in Indian rupees.
Do you know how to reach the help desk of the company?
Make sure you always have the helpdesk numbers of your insurance provider on hand so you can get in touch immediately if something goes wrong. Even though some companies have helpdesks outside of India, you may need to call their office in India.
Could more time be added to my travel insurance policy while I am away?
Even if you don’t need it, finding out if one can extend the policy while you’re abroad may be essential. If so, make sure you know all the rules and requirements for the extension.
Does the insurance cover me while I travel or drive a rented car abroad?
Policies for travel insurance now cover a wide range of things. So, ask your insurance company about them. If a particular coverage isn’t available, your insurer can suggest other types of coverage that might work.
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Remember to only buy travel insurance from companies you know and trust. It’s better to be safe than to have regrets later, especially in a foreign country.
You do not want to be in a situation where you keep trying to contact the company from a foreign land but to no avail or receive no response from them. Opting for Bajaj Allianz travel insurance which provides quality service and is well-known for customer satisfaction may be a wise option.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.